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Term Life Insurance
American Fidelity's Five Year Renewable
and Convertible Term policy is pure protection
with no cash accumulation feature. Our 5 year
term is available under a Section 125 plan, if
the face amount is $50,000 or less including group
life.
Features:
(Policy Form RCTL-99 series)
- Economical Protection - a maximum death benefit
for the premium dollar
- Level Guaranteed Death Benefit Amount - the
amount of protection stays the same throughout
the policy term period
- Guaranteed Renewable - can be renewed every
five years, up to age 75, regardless of health. After age 75, the policy can be renewed annually up to age 90.
- Non-Tobacco Discount - a discounted premium
is offered for applicants ages 21-65 who have
not used tobacco (or any nicotine product) within
the last 12 months.
- Convertible - can be converted to any form
of permanent insurance issued by American Fidelity
Assurance Company regardless of health, up to
age 75.
- Portable - with the same guaranteed rate structure
- Optional Waiver of Premium - premiums will
be waived if you become permanently disabled
as defined in your policy
Additional Options:
- Waiver of Premium
- Accidental Death Benefit
- Coverage for Spouse
- Coverage for Children.
This information is provided
for agent reference only. Do not use with a prospective
client.
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