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Highlights:
- Replaces up to 60 – 70% of monthly income
- Covers the Insured for total disability due
to a covered Accident or Illness
- Covers the Insured in hospital or at home
- Age at entry premiums
Benefits:
- Flexible waiting periods and benefit schedules
- Guarantee issue available if participation
requirements are met
- Pre-existing conditions covered after 12
months
- Optional benefit riders available on a group
basis
- Accident Benefit Rider – Helps protect
against the financial consequences resulting
from accidental loss of life, limb, sight,
speech and/or hearing
- Cancer Indemnity Rider – Provides
a basic benefit for cancer diagnosed after
the policy is in force
This information is provided
for agent reference only. Do not use with
a prospective client.
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