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Short Term and Long Term
Group Disability Income Insurance
Think of it as insurance
on your income.
If you were injured or ill, how
long could you maintain your standard of living?
A week… A month…
Six Months?
If you are injured and can't
work, your ability to earn an income is greatly
reduced; while your expenses are likely to increase.
Think about that; you'll still be expected to
buy food, pay bills, keep up with mortgage or
rent, and make car payments - all without a paycheck.
In order to help offset these expenses at a time
when you're unable to earn income, your option
may be Disability Income Insurance.
You probably have insurance on
your Life, Home, and Auto in case of an unfortunate
event. But, do you have disability insurance to
help protect your income if the more likely event
of becoming disabled for a week or more occurs?
Appropriate coverage could help
keep you from the risk of reducing your standard
of living. With Disability Income Insurance, you'll
receive an income for Total Disability due to
a covered accident or illness.
Features
- Replaces up to 60 - 70% of your monthly income
- Covers you for total disability due to a covered
Accident or Illness
- Covers you at home or in the hospital
Benefits
- Short Term and Long Term benefits available
- Several elimination periods available
- Several benefit period options
- Monthly Disability Benefits are paid beginning
the day following satisfaction of elimination
period
Optional Riders
Optional benefit riders available
on a group basis
- Accident Benefit Rider - Helps protect you
and your family against the financial consequences
resulting from accidental loss of life, limb,
sight, speech and/or hearing
- Cancer Indemnity Rider - Provides a basic
benefit for cancer diagnosed after the policy
is in force
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